Health insurance is important for you and your family members, and your pet should be no exception. SWBC offers pet insurance through its partner Embrace to help pet parents cover veterinary expenses and make sure that their four-legged friend always gets the best care.
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Does SWBC offer pet insurance?
SWBC pet insurance is just one part of an international financial services company founded in 1976. The company provides various products and services in all 50 states, including insurance.
SWBC administers their pet insurance policies through their partner, Embrace Pet Insurance.
SWBC Pet Insurance review
Our research shows that as far as unique features go, SWBC doesn’t seem to have any that stand out drastically compared to other pet insurers.
SWBC offers an Accident & Illness Policy and an Accident-Only Policy, which are administered by Embrace.
The Accident & Illness Policy is quite comprehensive and covers chronic diseases, genetic, hereditary, and breed-specific conditions, surgery, cancer treatment, accidents, and more. Pet owners can choose from three reimbursement amounts, five deductibles, and five different limits.
The Accident-Only Policy, on the other hand, offers a single choice of $100 annual deductible, $5000 limit, and 90% reimbursement.
Embrace also has an optional add-on Wellness Program that covers things like vaccinations, spaying/neutering, grooming, and microchipping. This program reimburses up to $650 per year in routine and preventative care services.
Similar to other pet insurance companies, SWBC doesn’t offer pet insurance for pre-existing conditions. However, if your cat or dog has a curable condition and has been symptom-free for at least 12 months, the company might cover the condition in the future.
Pricing and discounts
On average, the monthly price to insure your feline pet through Embrace ranges between $15 and $25, whereas the average monthly cost to insure a dog starts at $25, going up to $50.
The insurer also offers a 5% discount for military members, 10% for buying through voluntary employee benefits, and 10% for insuring multiple pets.
Is SWBC Pet Insurance worth it?
For many people, pet insurance is worth purchasing and choosing SWBC as your provider might be beneficial if you already have another type of insurance of policy with the company (such as personal or business insurance). In that case, you might be eligible for an extra discount.