Top-rated pet insurance in the USA 🇺🇸

Find the best pet insurance for your state.

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Publications Pawlicy Advisor has been featured in: TechCrunch, Pets & Money, and Pet Business
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We’re the pet insurance marketplace endorsed by US veterinarians 🇺🇸

Pawlicy Advisor has helped thousands of American pet parents across the USA find the best pet insurance plan at the best price.

Here’s why vets and pet parents use pawlicy advisor

Personalized recommendations

There is no one-size-fits-all pet insurance. We carefully analyze hundreds of policy variations across top US providers to help you find the best fit based on breed, age, location, and more.

Compare top companies side-by-side

Don’t waste time filling out a form on every provider’s site. Fill out one form on Pawlicy Advisor and compare real-time quotes from multiple companies side-by-side.

Uncover hidden savings

You deserve transparency. We’ll help you find opportunities to save on lifetime costs and make it easy to complete the entire enrollment process on Pawlicy Advisor.

Veterinarians who recommend Pawlicy Advisor
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Compare top US pet insurance companies

See what each pet health insurance covers side-by-side.

Select your state from the menu below and click “Search” to see top-rated pet insurance, not vague reviews like you get on other pet insurance comparison websites and articles.
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OR get a personalized analysis based on your pet’s breed, age, location, and more - and streamline your pet insurance shopping experience.
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What to look for when comparing top pet insurance providers in the USA

1

Established brands 🇺🇸

Pet insurance brands who’ve been around in the USA for a few years are generally less likely to change their premiums as they’ve already figured out their business metrics.
Leading pet insurance brands that are partnered with Pawlicy Advisor
2

Fast reimbursement

Top US providers tend to reimburse your claims in less than 14 days. Some, like Pets Best, can even pay the vet directly so you don’t need to wait for reimbursement.
An insured pet being reimbursed for an accident.
3

Great lifetime value

As your pet ages, your premiums will increase since there’s greater risk of illness/injury - and providers will have different rates at which those prices increase. Use Pawlicy Advisor’s "Lifetime Value Score" to understand costs across the lifespan.
Pawlicy Advisor's lifetime savings analysis tool

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Search States Personalized Comparison

Thousands of pet parents trust Pawlicy Advisor

Five Star Reviews

Jamie M, Pet Owner

Pawlicy Advisor is the coolest thing ever! There is so much pet insurance information overload out there, yet not enough specificity based on your/your pet's individual circumstances. Pawlicy Advisor asks you a few simple questions and they helped me boil down the important information about various plans, compare plans based on a number of differe...
Five Star Reviews

Kathleen M, Pet Owner

I'm so glad my vet recommended Pawlicy Advisor! I was able to compare plans without going to a multitude of sites to get the same information. I chose the insurance plan that I could afford and my rates are exactly the same as if I had bought it from their website. I'm very happy that Abby Rose has insurance. She's a 7 year old rescue in good healt...
Five Star Reviews

Brett B, Pet Owner

Great experience and value for coverage in my three pets. Auto applied the discounts and gave me a better price than what I found attempting direct and other websites. Thanks!
Excellent Five Star Reviews

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Frequently asked questions


For most Americans, pet insurance is a great way to prepare for unexpected pet medical costs. Like auto insurance, it’s better to have it and not need it than need it and not have it.

Pet insurance by state


Alabama (AL) pet insurance

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