Top Rated Dog Insurance Comparison & Savings

Get the right dog insurance at the best price.

  • Compare plans side-by-side
  • Uncover hidden savings on dog insurance
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    in one place
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A family with pets that are insured by Pawlicy Advisor

Featured In

Publications Pawlicy Advisor has been featured in: TechCrunch, Pets & Money, and Pet Business
Excellent Five Star Reviews

Out of 100% reviews
on Google Logo

We’re the dog insurance marketplace endorsed by veterinarians

Pawlicy Advisor has helped thousands of puppy parents across the USA find the best dog insurance plan at the best price - and save on veterinary costs.

Here’s why vets and dog owners use pawlicy advisor

Personalized recommendations

There is no one-size-fits-all dog insurance. We carefully analyze hundreds of policy variations across top US providers to help you find the best fit based on breed, age, location, and more.

Compare top companies side-by-side

Don’t waste time filling out a form on every provider’s site. Fill out one form on Pawlicy Advisor and compare real-time quotes from multiple companies side-by-side.

Uncover hidden savings

You deserve transparency. We’ll help you find opportunities to save on lifetime costs and make it easy to complete the entire enrollment process on Pawlicy Advisor.

Veterinarians who recommend Pawlicy Advisor
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Is pet insurance worth it...for your dog?

After surveying tens of thousands of pet parents, 4 out of 5 say they could not afford a unexpected vet bill without pet insurance. Enrolling your dog or puppy in the right pet insurance will give you peace of mind knowing that your out-of-pocket costs could be reduced by 90% for unexpected accidents or illnesses.

For example, if your dog ingests a foreign object (as dogs often do), your vet cost could be as high as $3,250. With a pet insurance plan that reimburses you 80% of that vet bill, your out-of-pocket costs would ultimately only be $650.

There’s a 1 in 3 chance that your dog will need emergency treatment. Fractures, urinary obstructions, object ingestion and more can cost thousands of dollars to treat.

Diagram detailing various medical costs that your dog might encounter
A Five Star Review

"Your pet deserves to be happy and healthy, and removing financial barriers from important pet care decisions is a key step toward this goal."

- Dr. William Hodges, DVM
A Five Star Review

"It is safe to say that one hospital stay has already been worth 2+ years of insurance premiums."

- Brittany Coblenz, New Puppy Parent

Compare top US dog insurance companies

See what each dog health insurance covers side-by-side.
Get a personalized analysis based on your dog's breed, age, location, and more - and streamline your pet insurance shopping experience.
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Dog Insurance Comparison Chart:

Pet Age
ASPCA Pet Health Insurance Logo
4.5 | 1812 Reviews
Minimum to enroll
8 weeks
Expiration date
270 days
Average wait time
9 days

Pets Best Pet Insurance Logo
4.5 | 967 Reviews
Minimum to enroll
7 weeks
Expiration date
180 days
Average wait time
7 days

MetLife Pet Insurance Logo
4.3 | 637 Reviews
Minimum to enroll
0 weeks
Expiration date
90 days
Average wait time
10 days

Figo Pet Insurance Logo
4 | 650 Reviews
Minimum to enroll
8 weeks
Expiration date
180 days
Average wait time
8 days

Prudent Pet Insurance Logo
4.5 | 557 Reviews
Minimum to enroll
8 weeks
Expiration date
90 days after end of policy term
Average wait time
1-7 days

Hartville Pet Insurance Logo
4.5 | 145 Reviews
Minimum to enroll
8 weeks
Expiration date
270 days
Average wait time
9 days

Petplan Pet Insurance Logo
4 | 405 Reviews
Minimum to enroll
6 weeks
Expiration date
90 days
Average wait time
6 days

What to look for when comparing top dog insurance providers


Established brands 🇺🇸

Dog insurance brands who’ve been around in the USA for a few years are generally less like to change their premiums as they’ve already figured out their business metrics.
Leading pet insurance brands like Petplan, ASPCA, Pets Best, PetFirst, and Hartville that are partnered with Pawlicy Advisor

Fast reimbursement

Top US providers tend to reimburse your claims in less than 14 days. Some, like Pets Best, can even pay the vet directly so you don’t need to wait for reimbursement.
An insured pet being reimbursed for an accident.

Great lifetime price

As your puppy ages, your premiums will increase since there’s greater risk of illness/injury - and providers will have different rates at which those prices increase. Use Pawlicy Advisor’s "Lifetime Price Score" to understand costs across the lifespan of your dog for each policy.
Pawlicy Advisor's lifetime savings analysis tool

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Frequently asked questions

Dog health insurance by breed


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