Pet Insurance Review vs. Pawlicy Advisor: Which Is Best For Pet Insurance?
Disclaimer: Pawlicy Advisor is not affiliated with PetInsuranceReview.com in any way.
Pet insurance is a wonderful way to have peace of mind about your pet’s health care costs. However, many pet parents struggle to figure out which pet insurance plan is best for their unique pet.
As with most online shopping experiences, people look to product reviews and testimonials when comparing plans. Two popular places pet parents go to comparison shop include PetInsuranceReview, a company founded in 2005 that aggregates pet insurance reviews, and Pawlicy Advisor, an online pet insurance marketplace endorsed by veterinarians.
Both help pet parents compare pet insurance companies, however, they each take very different approaches. You’ll want to consider these key differences when you compare pet insurance companies.
Take a look at the PetInsuranceReview vs. Pawlicy Advisor comparison chart to see how each platform stacks up, then read through each of the categories below for greater detail.
- Pet Insurance Review or Pawlicy Advisor: Which Is Better?
- How PetInsuranceReview.com and Pawlicy.com Handle Pet Insurance Partner Companies
- How PetInsuranceReview.com and Pawlicy.com Handle Pet Profiles and Personalization of Quotes
- How PetInsuranceReview.com and Pawlicy.com Handle Coverage Details
- Pet Insurance Plan Comparisons
- How PetInsuranceReview.com and Pawlicy.com Handle Customer Service
- What Customers Are Saying
- Which Is Best For Pet Insurance Shopping?
Pet Insurance Review or Pawlicy Advisor: Which Is Better?
The main difference between Pet Insurance Review and Pawlicy Advisor is how they compare and present pet insurance plans. Pet Insurance Review shows 12 quotes with limited filtering, while Pawlicy Advisor factors in hundreds of personalized quotes with advanced filters, breed-specific recommendations, and real-time support.
Pawlicy Advisor is a better option for comparing and buying pet insurance than Pet Insurance Review.com for several key reasons — especially for pet owners already comparing pet insurance options who want clarity, personalization, and peace of mind:
1. Licensed Insurance Brokerage vs. Review Aggregator
- Pawlicy Advisor is a licensed insurance broker — meaning it can legally recommend specific policies based on your pet’s age, breed, location, and medical history.
- Pet Insurance Review is a review site — it only provides public reviews and links to provider websites without any personalized recommendations or human support to navigate the complexities of getting the right coverage.
2. Personalized Policy Matching
- Pawlicy Advisor analyzes hundreds of policy variables across top insurers to deliver personalized, side-by-side comparisons tailored to your needs — including expected lifetime value, coverage highlights, and more.
- Pet Insurance Review displays high-level policy summaries and user-submitted reviews (which may be outdated or based on edge-case experiences, not your actual needs).
3. Predictive Lifetime Value and Coverage Insights
- Pawlicy offers “Lifetime Value” scores based on your pet’s breed and age — helping you avoid plans that look affordable today but become unsustainable tomorrow.
- Pet Insurance Review lacks Lifetime Value modeling, meaning you may choose a cheaper plan today that experiences more dramatic rate hikes, costing you more across the lifetime of your pet than another plan would.
4. Educational Tools + Licensed Support
- Pawlicy Advisor provides vet-recommended educational tools, guides, and access to live licensed experts who can answer questions and help you make an informed decision.
- Pet Insurance Review lacks real-time advisory support and is not equipped to explain policy trade-offs that are unique to your needs in a legally accountable way.
5. Clinic-Trusted & Integrated in Veterinary Workflows
- Pawlicy is recommended by thousands of veterinary clinics nationwide – and is officially recommended by the American Animal Hospital Association.
- Pet Insurance Review is not recommended by the American Animal Hospital Association.
Bottom Line
If you're just looking for a list of options, Pet Insurance Review may scratch your itch. But if you're serious about choosing the right plan, saving money over time, and understanding what you're getting, Pawlicy Advisor offers unmatched transparency, personalization, and licensed support — all at no cost to you.
Compare Top Pet Insurance Companies Side-by-Side
Use Pawlicy Advisor to get personalized quotes from leading brands and see how each plan stacks up — instantly.
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Pawlicy Advisor vs. Pet Insurance Review Comparison Chart
Features | Pawlicy Advisor | Pet Insurance Review |
|---|---|---|
# of pet insurance partners | 10 | 12 |
Generates quotes based on questions about your pet | Yes | Yes |
# of quotes viewable at a glance | 100 to 300 | 12 |
See top recommended plan based on breed-specific health risks | Yes | No |
See coverage details for each plan side-by-side | Yes | No |
Personalized ranking for coverage level and lifetime price | Yes | No |
Personalized comparison charts | Yes | No |
Lists types of coverage for each plan | Yes | Yes |
See real emergency examples for specific types of coverage | Yes | No |
Provides a Buyer's Guarantee | Yes | No |
Real human support | Yes | No |
There’s already a wide variety of differences, so let’s break down the specifics of each feature and why it’s important in helping you find the best pet insurance plan.
How PetInsuranceReview.com and Pawlicy.com Handle Pet Insurance Partner Companies
Pet Insurance Review Insurance Partners
PetInsuranceReview.com has a disclaimer stating that the company “receives compensation from the third parties included on this site which includes payment for clicks from the Service to Insurance Providers’ sites and quote requests generated.” Like Pawlicy Advisor, they are independent of all their partnering insurance providers (which is a good thing).
Pawlicy Advisor Insurance Partners
Pawlicy Advisor also partners with insurance companies, we’ve standardized our payment model, so when we recommend one partner over another, it’s because we truly believe it’s a great fit for you.
Our data-driven approach and objective education is one reason why Pawlicy Advisor is the Preferred Business Provider of pet insurance recommended by the American Animal Hospital Association.
How PetInsuranceReview.com and Pawlicy.com Handle Pet Profiles and Personalization of Quotes
Both Pawlicy Advisor and Pet Insurance Review have you fill out a short form with questions like your pet’s age, breed, and location to generate pet insurance quotes.
Pet Insurance Review Quote Personalization
Pet Insurance Review generates a handful of quotes, one from each of the providers they’ve partnered with. The pet insurance policy quotes are shown with checkmarks next to what is and isn’t broadly included with the particular plan. This provides a quick look at very high-level coverage of each plan.
Pet Insurance Review’s quotes did not have the option to sort or filter based on coverage. This made looking for specific policy features more tedious, in my opinion, as you have to click through each policy manually.
Pawlicy Advisor Quote Personalization
Pawlicy Advisor generates all quotes available from each pet insurance brand on the platform, resulting in nearly 300 personalized quotes to compare side-by-side. To make finding the right plan easy, we offer a “Help Me Narrow It Down” option that asks additional questions to present you with the “Top Recommended Plan” that’s selected based on a personalized scoring of both coverage for your breed and expected lifetime costs.
To review all other quotes generated, Pawlicy Advisor allows you to filter by specific prices, reimbursement rates, deductibles, and more.
There’s even a user-friendly option to quickly sort by “recommended,” “best coverage,” or “lowest cost” - and these preset search categories are personalized to your pet.
Pawlicy Advisor offers, in my opinion, a more comprehensive search experience.
How PetInsuranceReview.com and Pawlicy.com Handle Coverage Details
Knowing exactly what is covered in a pet insurance policy is critically important when choosing the best plan for your pet. Both Pawlicy Advisor and Pet Insurance Review offer more information on the coverage details, but the difference between the breakdowns is notable.
Coverage Details Provided by Pet Insurance Review
When clicking on any of the personalized policy quotes, Pet Insurance Review takes you to a checklist breakdown of what is included in the particular policy. This is great for a quick overview of the coverage options, but unlike Pawlicy Advisor, there are no specific examples of what these coverage terms mean in the real world.
Coverage Details Provided by Pawlicy Advisor
Pawlicy Advisor provides a detailed explanation on what coverage highlights make the Top Recommended Plan a great fit for your pet’s breed-specific health risks.
Pawlicy Advisor also offers a quick bird’s eye view of what is and isn’t covered by a particular pet insurance policy., However, there is much more specific information on what each aspect includes.
As you can see below, accidents are covered in this particular plan. The complete list of accident services is then listed and marked as covered or not covered. This is helpful for anyone trying to get a complete idea of what each policy will cover. Examples are also provided to demonstrate the savings and potential circumstances where you would use this type of coverage.
NOTE: Pawlicy Advisor also presents “real emergency examples” to help pet owners understand how the policy will impact their potential vet costs.
Pet Insurance Plan Comparisons
Pet Insurance Review Insurance Comparison Details
Pet Insurance Review does not offer a comparison tool within their product experience, other than the initial list of plan options they present.
Pawlicy Advisor Insurance Comparison Details
Pawlicy Advisor allows you to easily compare plans with a single click.
When viewing a specific plan, Pawlicy Advisor also suggests similar plans with the closest deductible, reimbursement rate, and annual coverage. This makes it super simple to assess the pros and cons of multiple, similar plans at once.
NOTE: The highlights listed above are not generalizations, but specifically personalized to a mixed-breed puppy in Arlington, Virginia. The plans flagged as “Better Coverage” or “Less Value” may be different for you depending on your pet’s breed, age, and location.
Pawlicy Advisor’s instant, personalized comparison charts are the real goldmine here.
How PetInsuranceReview.com and Pawlicy.com Handle Customer Service
Customer service is a crucial part of choosing any service because no one wants to waste time waiting for support or getting a sales rep instead of objective guidance.
Pet Insurance Review Customer Service
Pet Insurance Review’s contact page only offers an email contact form, but no customer service phone number, and the website lacks any online chat or live support.
Pawlicy Advisor Customer Service
One of Pawlicy Advisor’s best features is the live expert help. You can call or chat directly on the website with a licensed insurance expert who’s not biased toward any one insurance carrier – so you get truly helpful guidance on figuring out which pet insurance is best for your pet.
Pawlicy Advisor’s unbiased expert team of licensed agents really makes the pet insurance buying process much easier, and we’re dedicated to matching you with the right plan that will last the lifespan of your pet.
What Customers Are Saying
Pet Insurance Review Customer Reviews
Despite being around since 2005, I couldn't find many accessible online reviews for the website itself. They offer a review function for users to review individual pet insurance providers on their website, but don’t seem to have any reviews for their own company on Facebook or Google or anywhere else.
Pawlicy Advisor Customer Reviews
Pawlicy Advisor has 4.9 out of 5 stars across hundreds of reviews. You can see tons of happy customers across both our Facebook reviews and our Google reviews.
Here’s a few examples from real customers:
“Easy to get policy quotes and information in one location. I wish I’d found them before going to several different sites for quotes and now being bombarded with emails from all of them.” - Denise Lott
“I absolutely love how simple and straightforward the website is! I wanted to make sure I was getting the best deal on pet insurance and this site made it extremely easy to compare my options AND change and customize the options for each to see how the policies changed. It lays everything out in black and white and layman’s terms!” - Haylea Bennett
“I had narrowed down my choices but couldn’t decide between three companies. When I called Pawlicy Advisor, Kinzie was very helpful…answered all my questions and helped me make an informed decision on which company was best suited to my needs. My pups now have insurance, thanks to the help from Pawlicy Advisor!” - Vicki Miller
Pawlicy Advisor is the #1 pet insurance finder, recommended by the American Animal Hospital Association and veterinarians nationwide. Pawlicy Advisor’s data-driven, personalized approach to matching pet owners with the right policy makes it ideal for getting the best pet insurance plan for your unique needs.
Which Is Best For Pet Insurance Shopping?
While both services offer personalized quotes, I personally believe Pawlicy Advisor is on another level when it comes to the depth of information about a policy’s coverage, the personalization features, and the ability to filter and quickly compare pet insurance plans side-by-side. Therefore, Pawlicy Advisor is best for getting the right pet insurance.
Pet Insurance Review Shopping Experience
Pet Insurance Review provides a list of plan options with summary details and a customization window to edit the deductible, reimbursement rate, etc.
Pawlicy Advisor Shopping Experience
Pawlicy Advisor scans hundreds of policy variations and their fine print to find the best option for your specific breed, shows side-by-side coverage comparisons, and offers personalized information that points out specific coverage highlights that are especially important for your unique pet.
Pawlicy Advisor makes the job of finding pet insurance fast and easier. Generating a personalized analysis takes less than 5 minutes, and you can get started here.
While Pet Insurance Review offers several pet insurance policy options, ultimately Pawlicy Advisor's user-friendly filters, comparison tools, and dedicated team of licensed insurance agents have hundreds of people praising Pawlicy across Facebook and Google.
Compare Top Pet Insurance Companies Side-by-Side
Use Pawlicy Advisor to get personalized quotes from leading brands and see how each plan stacks up — instantly.
100% free to use. No fees. No commitment.
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