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Why Pet Insurance?

Why Does My Cat Need Pet Insurance?

Caring for a cat costs approximately $1070 a year. You’ll shell out money for nutritious food, toys, climbing trees, kitty litter, a litter box, and training in the first year.

But, being a cat owner isn’t always easy. Cats, depending on their age and breed, are also prone to illnesses that can break the bank without the security of pet insurance. Let’s look at the most common ones, according to the ASPCA:

  • Feline urinary tract infections (UTIs) are the most common problem in cats. Lab tests, antibiotics, and even surgeries can total $6000. If not treated properly, they can easily recur. Older female cats are more likely to develop UTIs.
  • Diabetes is a costly condition for cats as well as humans. Cat owners might spend $300 a month on insulin, and $1000+ if your cat is hospitalized for ketoacidosis.
  • Kidney disease is especially expensive and complicated to treat. Depending on the type (chronic or acute - sudden onset), kidney treatments can cost:

    • $3000 for kidney-stone removal surgery
    • $2500-3000 for the first week of dialysis, then $500 per treatment afterwards if needed

Cats are also susceptible to communicable diseases such as ringworm and upper respiratory infections, which require antibiotics to treat.

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