Top Rated Cat Insurance Comparison & Savings

Get the right cat insurance at the best price.

  • Compare plans side-by-side
  • Uncover hidden savings on cat insurance
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    in one place
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A family with pets that are insured by Pawlicy Advisor

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Publications Pawlicy Advisor has been featured in: TechCrunch, Pets & Money, and Pet Business
Excellent Five Star Reviews

Out of 100% reviews
on Google Logo

We’re the cat insurance marketplace endorsed by veterinarians

Pawlicy Advisor has helped thousands of pet parents across the USA find the best cat insurance plan at the best price - and save on veterinary costs.

Here’s why vets and cat owners use pawlicy advisor

Personalized recommendations

There is no one-size-fits-all cat insurance. We carefully analyze hundreds of policy variations across top US providers to help you find the best fit based on breed, age, location, and more.

Compare top companies side-by-side

Don’t waste time filling out a form on every provider’s site. Fill out one form on Pawlicy Advisor and compare real-time quotes from multiple companies side-by-side.

Uncover hidden savings

You deserve transparency. We’ll help you find opportunities to save on lifetime costs and make it easy to complete the entire enrollment process on Pawlicy Advisor.

Veterinarians who recommend Pawlicy Advisor
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Is pet insurance worth it...for your cat?

After surveying tens of thousands of pet parents, 4 out of 5 say they could not afford a unexpected vet bill without pet insurance. Enrolling your cat or kitten in the right pet insurance will give you peace of mind knowing that your out-of-pocket costs could be reduced by 90% for unexpected accidents or illnesses.

For example, if your cat ingests a foreign object (as cats often do), your vet cost could be as high as $3,250. With a pet insurance plan that reimburses you 80% of that vet bill, your out-of-pocket costs would ultimately only be $650.

There’s a 1 in 3 chance that your cat will need emergency treatment. Fractures, urinary obstructions, object ingestion and more can cost thousands of dollars to treat.

Diagram detailing various medical costs that your cat might encounter
A Five Star Review

"Your pet deserves to be happy and healthy, and removing financial barriers from important pet care decisions is a key step toward this goal."

- Dr. William Hodges, DVM
A Five Star Review

"It is safe to say that one hospital stay has already been worth 2+ years of insurance premiums."

- Brittany Coblenz, New Pet Parent

Compare top US cat insurance companies

See what each cat health insurance covers side-by-side.
Get a personalized analysis based on your cat's breed, age, location, and more - and streamline your pet insurance shopping experience.
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Cat Insurance Comparison Chart:

Pet Age
ASPCA Pet Health Insurance Logo
4.5 | 1812 Reviews
Minimum to enroll
8 weeks
Expiration date
270 days
Average wait time
9 days

Pets Best Pet Insurance Logo
4.5 | 967 Reviews
Minimum to enroll
7 weeks
Expiration date
180 days
Average wait time
7 days

MetLife Pet Insurance Logo
4.3 | 637 Reviews
Minimum to enroll
0 weeks
Expiration date
90 days
Average wait time
10 days

Figo Pet Insurance Logo
4 | 650 Reviews
Minimum to enroll
8 weeks
Expiration date
180 days
Average wait time
8 days

Prudent Pet Insurance Logo
4.5 | 557 Reviews
Minimum to enroll
8 weeks
Expiration date
90 days after end of policy term
Average wait time
1-7 days

Hartville Pet Insurance Logo
4.5 | 145 Reviews
Minimum to enroll
8 weeks
Expiration date
270 days
Average wait time
9 days

Petplan Pet Insurance Logo
4 | 405 Reviews
Minimum to enroll
6 weeks
Expiration date
90 days
Average wait time
6 days

What to look for when comparing top cat insurance providers


Established brands 🇺🇸

Cat insurance brands who’ve been around in the USA for a few years are generally less like to change their premiums as they’ve already figured out their business metrics.
Leading pet insurance brands like Petplan, ASPCA, Pets Best, PetFirst, and Hartville that are partnered with Pawlicy Advisor

Fast reimbursement

Top US providers tend to reimburse your claims in less than 14 days. Some, like Pets Best, can even pay the vet directly so you don’t need to wait for reimbursement.
An insured pet being reimbursed for an accident.

Great lifetime price

As your kitten ages, your premiums will increase since there’s greater risk of illness/injury - and providers will have different rates at which those prices increase. Use Pawlicy Advisor’s "Lifetime Price Score" to understand costs across the lifespan of your cat for each policy.
Pawlicy Advisor's lifetime savings analysis tool

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Frequently asked questions

Cat health insurance by breed


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