Chronic Disease

by Pawlicy Advisor
Dictionary
>
Pet Insurance Terms
>
Chronic Disease

What is a Chronic Disease?

A chronic disease is any condition or illness that cannot be cured and is long enduring, if not lifelong. Chronic diseases usually progress slowly, and while they are incurable, the symptoms can generally be alleviated through medication, therapy, surgery, or alternative therapies.

Common examples of chronic conditions and diseases in pets include diabetes, hip dysplasia, hyperthyroidism, hypothyroidism, or cancer.

How Chronic Diseases Work

Pre-existing chronic diseases and conditions are not covered by any pet health insurance plan. However, there may be assistance options available to help with the costs of treatment. The best way you can protect against expensive veterinary bills related to chronic diseases is by insuring your pet as early as possible. The fewer pre-existing chronic conditions they have currently, the more benefit you’ll receive later on if they do develop chronic diseases while insured. If a chronic condition develops while you have your pet covered by a plan that covers chronic conditions, the impact of your vet bills will be dramatically reduced.


Key Takeaways

  • A chronic disease is any condition that is lifelong and incurable.
  • Chronic, pre-existing conditions are not covered by any pet health insurance company, but assistance options are available.
  • Insuring your pet as early as possible reduces the risk of them developing pre-existing chronic conditions, which will minimize veterinary care costs later on.

Continue Reading

Claim Expiration
A claim expiration is the period of time you have to file an insurance claim with your insurance carrier.
Read More.
Claims Adjuster
A claims adjuster evaluates pet insurance claims to determine what the insurance company’s policy covers and the amount of money that needs to be reimbursed to the policyholder.
Read More.
Claims Expiration
A claims expiration is the period of time you have to file an insurance claim with your insurance carrier.
Read More.

See related articles

This pet insurance comparison guide will help you understand the types of pet insurance available, find out what each plan covers, discover top providers, and find the best coverage and price options across the web.

18 minute read

How To Compare & Find The Right Pet Insurance

What is pet insurance? What does pet insurance cover? How much does pet insurance cost? This in-depth guide helps pet parents answer these questions and more.

18 minute read

How Does Pet Insurance Work & What Does It Cover

Is pet insurance is worth it - for you? Dr. Hodges, DVM, details EVERYTHING pet parents should consider in making the decision to enroll in coverage. This is a "must-read".

16 minute read

Is Pet Insurance Worth It in 2023? Here’s A Vet’s Perspective

If your pet has a pre-existing condition, don’t panic just yet. You can still get pet insurance coverage, and you likely have other options to save on your vet bills, too.

7 minute read

Pet Insurance Options for Pre-Existing Conditions

Girl holding dog

Compare Top Pet Insurance Companies

A family with pets that are insured by Pawlicy Advisor
Pawlicy Advisor is the leading independent marketplace for finding the best coverage for your pet at the lowest rate.
Join 2,438,795+ insured dogs and cats across the US.
Get a Quote
Our pet insurance partners
ASPCA Pet Health Insurance Logo
Pets Best Pet Insurance Logo
Embrace Pet Insurance Logo
MetLife Pet Insurance Logo
Figo Pet Insurance Logo
Prudent Pet Insurance Logo