4.5 | 1812 Reviews
Minimum to enroll
8 weeks
8 weeks
Average wait time
9 days
9 days
Texas (TX) Pet Insurance:
Compare Top Companies Side-By-Side
If you’re trying to find the best pet insurance in TX, we’ll help you analyze top providers based on breed, zip code, and more.
A Pet Insurance Marketplace For Texas 🇺🇸
With so many US pet insurance companies, how do you know which one is best for your unique pet in Texas? From Houston, to San Antonio, to Austin and all over "The Lone Star State" - Pawlicy Advisor helps thousands of pet parents like you compare and buy the best coverage at the best price.
We only work with industry-leading pet insurance companies so you can rest assured that your personalized analysis is already filtered down to proven plans with great Texas customer experiences.
Let’s look at some of the best pet insurance in TX:
Company
Rating
Pet Age
Claims
Reimbursement
4.5 | 967 Reviews
Minimum to enroll
7 weeks
7 weeks
Average wait time
7 days
7 days
4 | 405 Reviews
Minimum to enroll
6 weeks
6 weeks
Average wait time
6 days
6 days
4.5 | 145 Reviews
Minimum to enroll
8 weeks
8 weeks
Average wait time
9 days
9 days
4 | 375 Reviews
Minimum to enroll
0 weeks
0 weeks
Average wait time
12 days
12 days
Shop all personalized quotes side-by-side.
Is it worth it to have pet insurance in Texas?
4 out of 5 pet parents can not pay for an unexpected $5,000 veterinary bill out-of-pocket. If this sounds like you, pet insurance is a great tool to hedge financial risk. Like auto-insurance, it’s something you have but hope not to use - but if an unexpected tragedy does strike you’ll be reimbursed 70% to 90% of the costs (depending on your plan). Getting pet insurance in Texas will help ensure that your dog or cat will get the care they need. It allows you to focus of doing the right thing, rather than costs.
All Texas veterinary clinics & animal hospitals accept pet insurance
Because pet insurance reimburses you, instead of paying the vet directly, you can use your plan at any vet in Texas. Whether your vet’s in Houston, San Antonio, Austin, or anywhere in between - pet insurance plans can help TX residents reduce out-of-pocket costs for unexpected accidents or illnesses.
How much is insurance for dogs and cats in Texas?
* The Texas average monthly costs listed below are based on an 80% reimbursement rate, unlimited coverage, and a $500 deductible. prices may be lower or higher for different coverage options.
| Breed & Age | Insurance Monthly Cost |
|---|---|
 Chihuahua 6 months old puppy | Houston - $16 to $38 San Antonio - $17 to $38 Austin - $18 to $31 |
Chihuahua 5 years old dog | Houston - $21 to $46 San Antonio - $21 to $46 Austin - $22 to $38 |
 Domestic Shorthair 6 months old kitten | Houston - $13 to $26 San Antonio - $13 to $26 Austin - $14 to $19 |
Domestic Shorthair 5 years old cat | Houston - $15 to $30 San Antonio - $15 to $30 Austin - $16 to $22 |
 Golden Retriever 6 months old puppy | Houston - $28 to $62 San Antonio - $28 to $62 Austin - $30 to $51 |
Golden Retriever 5 years old dog | Houston - $38 to $75 San Antonio - $38 to $75 Austin - $41 to $62 |
 Maine Coon 6 months old kitten | Houston - $14 to $28 San Antonio - $15 to $28 Austin - $16 to $21 |
Maine Coon 5 years old cat | Houston - $18 to $33 San Antonio - $18 to $33 Austin - $20 to $24 |
What’s the best pet insurance in TX for my dog or cat?
It depends on your pet’s breed, age, zip code, your financial standing, and the kind of coverage you need. To better understand how the chart above relates to your unique pet’s breed-specific risks in Texas, use Pawlicy Advisor to instantly analyze top-rated plans across "The Lone Star State". In 5 minutes or less you’ll understand which waiting times, coverage exclusions, and therapies are ideal for your pet’s breed and age.
For example, if you have a larger breed, having a policy with a long waiting period on knee injuries might not be ideal - but that same policy could be perfect for a small lap dog. Pawlicy Advisor will scan the fine print for you automatically to give you more transparency, and you’ll uncover any hidden savings.
Compare Texas Pet Insurance Quotes From Top Companies With Pawlicy Advisor
Pricing will depend on your cat or dog’s breed, age, location - however, it’s important to not only look at what your pet insurance policy will cost today, but to understand what it will ultimately cost across the lifespan of your pet. Different policies will have different rates at which you premium may increase.
To put it simply, the policy that looks cheaper today might not be cheaper in the long run. This information is hard to find without Pawlicy Advisor.
With Pawlicy Advisor, you get a personalized “Coverage Score” and “Lifetime Price Score” for hundreds of policy variations from top pet health insurance companies in TX:
- Coverage Score: This score is calculated by comparing the kinds of coverage offered by this plan with other insurance offerings.
- Lifetime Price Score: Insurance companies all charge a different amount to insure your dog or cat each year. We crunch the numbers to figure out how much we expect each plan to cost over your pet’s lifetime.
Rest assured that all quotes you see from Pawlicy Advisor are pulled in real-time. We connect directly with our insurance partners to make sure your get the best price, with no hidden fees.
Pawlicy Advisor is the leading independent marketplace for finding the best coverage for your pet at the lowest rate.
Join 2,438,795+ insured dogs and cats across the US.
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