by Pawlicy Advisor
Pet Insurance Terms

What are Exclusions?

Exclusions are medical conditions or services that are not covered under your pet insurance plan. For example, an accident-only pet insurance plan excludes all illness and routine care expenses - and plans may or may not cover hospital boarding, lost pet advertising, hereditary conditions, etc. More importantly, a pet insurance plan (whether accident only or accident-illness) may exclude specific medical conditions. Depending on what your pet may be at a higher risk for, exclusion can put you at a disadvantage should the condition develop later on.

It’s vital that you’re aware of any and all exclusions a pet insurance plan may have so that you can enroll in the right coverage for your pet’s breed-specific health risks.

How Pawlicy Advisor Helps You Navigate Exclusions

It can be challenging to know which exclusions may impact you later on or how to find a pet insurance plan that covers medical conditions your pet might be more prone to.

Pawlicy Advisor takes information about your pet’s breed and feeds this into our intelligent recommendation engine, which will identify exclusions that are most relevant to your pet based on their breed. For example, you may have a large-breed dog who is more prone to hip dysplasia or ligament health issues. Our recommendation engine will sort through pet insurance plans to find plans that provide the appropriate ligament coverage for your dog. By finding pet insurance plans that don’t exclude conditions that are relevant to your pet, we help you find a pet insurance plan that will give you peace of mind.

Key Takeaways

  • Any condition or service that is not covered under a pet insurance plan is considered an exclusion.
  • It’s important to know exactly what is excluded from coverage when shopping for pet insurance.
  • Pawlicy Advisor automatically identifies the kinds of exclusions that are particularly relevant to your pet’s breed so that you can choose a pet insurance plan that is tailored to your pet’s needs.

Continue Reading

Fraud Notice
Fraud notice happens when a person knowingly misleads an insurance company with falsified information.
Read More.
Guaranteed Renewable
Some pet insurance providers offer plans that are ”guaranteed renewable”, a feature that guarantees the pet owner’s right to renew their pet’s coverage every year, regardless of their pet’s age or health status.
Read More.
Hereditary Conditions
Hereditary conditions are health disorders that are more common in specific gene pools among pet breeds.
Read More.

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