What are Covered Costs?
Covered costs are treatments and procedures that are eligible for reimbursement by your specific pet insurance plan. Not all treatments and procedures will be covered, so it’s crucial that you look closely at your particular pet insurance policy for details on what is and isn’t covered.
How Covered Costs Work
For example, you may have an accident-only plan that covers emergency care for an accident-related broken bone. However, it may not cover rehabilitative and physical therapy to help your pet recover post-treatment from their broken bone. In this scenario, the cost of physical therapy for your pet would be 100% out-of-pocket, but you would receive coverage for covered costs, like emergency care for a broken bone.
- Covered costs are what a pet insurance provider will cover underneath your specific pet insurance plan.
- Costs that are not covered will be your responsibility to pay for 100% out-of-pocket.
- A more comprehensive plan, such as an accident and illness plan, will provide you greater coverage.