Hereditary Conditions

by Pawlicy Advisor
Dictionary
>
Pet Insurance Terms
>
Hereditary Conditions

What are Hereditary Conditions?

Hereditary conditions are health disorders that are more common in specific gene pools among pet breeds. Also known as breed-specific conditions, these health issues are inherited at the time of birth, although most symptoms do not manifest until later in life. Some examples include conditions like thyroid disease, diabetes, or hip dysplasia.

How Hereditary Conditions Work

Hereditary conditions occur at higher rates in specific breeds due to the animal’s genetic makeup and build. For example, large dog breeds are at a higher risk of hip dysplasia due to their greater size and larger growth spurts, which may put more strain on their bones than smaller dog breeds.

Many accident-illness pet insurance plans cover hereditary conditions after the waiting period is complete, and the condition has not been diagnosed at the time of enrollment. No company offers pet insurance for pre-existing conditions (although you can receive coverage for new and unrelated health concerns that may arise). That’s why it’s ideal to enroll while your pet is still young and in good health. Selecting a pet insurance plan that covers both accidents and illnesses can put your mind at ease knowing that your pet is protected should they express signs of a hereditary condition.


Key Takeaways

  • Hereditary conditions are breed-specific, genetic conditions.
  • Many hereditary conditions that are not pre-existing are covered under accident-illness pet insurance plans.
  • Signing your pet up for pet insurance as soon as possible helps ensure that your pet will be covered for hereditary conditions they may experience throughout their lifetime.

Continue Reading

Illnesses
An illness (sickness or disease) is a state of poor health caused by many possible reasons including pathogens, parasites, organ failure, and or immune response.
Read More.
Incident
An incident is a distinct occurrence of an injury or illness in your pet while their insurance policy is active.
Read More.
Lifetime Pricing Score
Your Lifetime Pricing Score is a Pawlicy Advisor exclusive feature that estimates a pet insurance plan’s price over your pet’s life.
Read More.

See related articles

This pet insurance comparison guide will help you understand the types of pet insurance available, find out what each plan covers, discover top providers, and find the best coverage and price options across the web.

18 minute read

How To Compare & Find The Right Pet Insurance

What is pet insurance? What does pet insurance cover? How much does pet insurance cost? This in-depth guide helps pet parents answer these questions and more.

18 minute read

How Does Pet Insurance Work & What Does It Cover

Is pet insurance is worth it - for you? Dr. Hodges, DVM, details EVERYTHING pet parents should consider in making the decision to enroll in coverage. This is a "must-read".

16 minute read

Is Pet Insurance Worth It in 2023? Here’s A Vet’s Perspective

If your pet has a pre-existing condition, don’t panic just yet. You can still get pet insurance coverage, and you likely have other options to save on your vet bills, too.

7 minute read

Pet Insurance Options for Pre-Existing Conditions

Girl holding dog

Compare Top Pet Insurance Companies

A family with pets that are insured by Pawlicy Advisor
Pawlicy Advisor is the leading independent marketplace for finding the best coverage for your pet at the lowest rate.
Join 2,438,795+ insured dogs and cats across the US.
Get a Quote
Our pet insurance partners
ASPCA Pet Health Insurance Logo
Pets Best Pet Insurance Logo
Embrace Pet Insurance Logo
MetLife Pet Insurance Logo
Figo Pet Insurance Logo
Prudent Pet Insurance Logo