Guaranteed Renewable

by Pawlicy Advisor
Pet Insurance Terms
Guaranteed Renewable

What is Guaranteed Renewable

Some pet insurance providers offer plans that are ”guaranteed renewable”, a feature that guarantees the pet owner’s right to renew their pet’s coverage every year, regardless of their pet’s age or health status.

How Guaranteed Renewable Works

A pet insurance provider cannot cancel a policy that is guaranteed renewable unless the policyholder stops paying their premium or opts to drop the policy themselves. Although the provider can raise their rates if they choose, they cannot cancel the plan altogether. This feature helps provide pet owners with peace of mind by knowing that the insurance policy will provide continuous coverage regardless of their pet’s age or any health problems that may arise.

Key Takeaways

  • A pet insurance plan that is guaranteed renewable can be automatically renewed at the policy enrollment date.
  • Insurance providers cannot cancel a guaranteed renewable plan unless the policyholder stops paying their premium or chooses to drop their plan.
  • Guaranteed renewable plans can ensure your pet receives continuous coverage throughout their life.

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Hereditary Conditions
Hereditary conditions are health disorders that are more common in specific gene pools among pet breeds.
Read More.
An illness (sickness or disease) is a state of poor health caused by many possible reasons including pathogens, parasites, organ failure, and or immune response.
Read More.
An incident is a distinct occurrence of an injury or illness in your pet while their insurance policy is active.
Read More.

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