by Pawlicy Advisor
Pet Insurance Terms

What are Illnesses?

An illness (sickness or disease) is a state of poor health caused by many possible reasons including pathogens, parasites, organ failure, and or immune response. In pets, illnesses can range from mild, such as an ear infection, to severe, such as cancer. Some illnesses are curable and temporary, while others result in chronic conditions that affect pets for the rest of their lives.

How Illnesses Work

Illnesses are often much more difficult and expensive to treat than accidents, which is why pet insurance is so crucial. Pet insurance plans that offer illness coverage help pay for veterinary care when your pet is ill, usually be reimbursing you. Chronic illnesses can often involve many treatments, prescriptions, testing, and more, which can be far more expensive than the cost of an accident or one-time illness. Illness coverage can provide you with peace of mind that your pet is covered should they fall ill.

Key Takeaways

  • An illness occurs when a pet is sick and in poor health.
  • Illnesses are often more expensive and challenging to treat than accidents, as they frequently require diagnostics testing and continuous care.
  • Illness pet insurance coverage provides you with peace of mind knowing that your pet will have affordable access to care if they get sick.

Related Terms

An incident is a distinct occurrence of an injury or illness in your pet while their insurance policy is active.
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Lifetime Pricing Score
Your Lifetime Pricing Score is a Pawlicy Advisor exclusive feature that estimates a pet insurance plan’s price over your pet’s life.
Read More.
Lost Pet Advertising & Reward
“Lost pet advertising and reward” refers to the costs associated with publicizing a missing pet and the compensation often given to a person who returns the animal to their owner.
Read More.

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