by Pawlicy Advisor
Pet Insurance Terms

What is a Pet Insurance Plan?

A pet insurance plan is the unique combination of pet insurance benefits you’ve selected for your pet. Your plan is made up of specific coverage details, such as whether or not you have accident-only coverage or accident-illness coverage. Your pet insurance policy will have a detailed breakdown of what is and isn’t covered within your specific plan. Pet insurance plans can be tailored to your pet’s breed-specific risks, existing health issues, age, and many other possible needs. Each pet you insure will have their own pet insurance plan that is specific to their needs.

How Do Plans Work?

Pet owners pay a premium to their pet insurance provider to maintain an active plan, usually on a monthly basis but discounts are available for those who pay annually. While your plan is active, you can file claims and receive reimbursement for eligible veterinary expenses. Your pet insurance plan can offset thousands of dollars in cost between the veterinary expenses you may incur over your pet’s life for a chronic condition or an accident they are in.

Key Takeaways

  • Pet insurance plans are a unique combination of veterinary insurance benefits that make up your pet insurance coverage.
  • Plans are specific to your pet’s age, breed, existing health issues, and more.
  • Pet insurance plans give you peace of mind knowing that your pet is covered should the worst happen to them.

Continue Reading

A pet insurance policy is a contract defining your coverage, what your pet insurance provider is legally required to pay for, and how much they are required to pay.
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Policy Declarations
A policy declaration is a concise summary of the key information in your pet insurance policy.
Read More.
Policy Definitions
Policy definitions are a section of your pet insurance policy that defines insurance terms used within your contract agreement so that you can understand your coverage.
Read More.

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