by Pawlicy Advisor
Pet Insurance Terms

What is a Rider?

A rider is an add-on to your pet insurance plan that provides additional coverage beyond the original scope of coverage. For example, some insurance companies do not cover costs related to cancer treatment, so finding a rider that adds supplemental coverage for cancer can help you feel at ease, knowing that your pet is protected should the worst happen.

How Riders Work

Riders will increase the cost of your monthly premium, but can give you peace of mind knowing that your pet will have access to gold-standard care should they ever need it. Wellness plans are another example of a rider that covers costs for routine vet visits and preventative care, as most accident-only and accident-illness plans do not.

Key Takeaways

  • Riders are optional add-ons to pet insurance plans that provide extra coverage for veterinary costs that otherwise would not qualify for reimbursement.
  • The most common rider within the pet insurance industry is wellness care, which may include the cost of dog teeth cleaning, routine vaccinations, and annual vet exams and.
  • Riders can provide you with peace of mind knowing that your pet has extensive coverage for health insurance, minimizing your financial risk of expensive vet bills due to a pet’s injury or illness.

Continue Reading

Routine Care/Wellness Add-Ons
Routine care add-ons provide wellness plan coverage for regular veterinary costs, such as wellness exams or dental cleanings.
Read More.
Summary of Benefits and Coverage
A summary of benefits and coverage is a comparison tool that summarizes the benefits and coverage of multiple pet insurance plans side-by-side.
Read More.
Third-Party Liability Coverage
Third-party liability coverage can protect you financially if your pet injures another person or damages someone else’s property.
Read More.

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