by Pawlicy Advisor
Pet Insurance Terms

What are Benefits?

Benefits are the veterinary care items and services covered under your particular pet insurance plan. Benefits determine how much coverage your pet will receive from your pet insurance plan and will define how much you’ll be reimbursed for out-of-pocket veterinary expenses.

How Benefits Work

Your benefits are pre-determined by the pet insurance plan you choose for your pet and are the amount of money you are reimbursed for veterinary services as a pet insurance policyholder.

Depending on your coverage plan, your benefits can include a multitude of things. Some pet insurance plans are “accident-only”. In contrast, other plans are “accident-illness coverage,” which includes a broader umbrella of benefits and a more significant safety net should anything happen to your pet. Regardless of what pet insurance plan you choose, knowing what your benefits allow you to make informed decisions about your pet’s veterinary care.

Key Takeaways

  • Your benefits determine how much you’ll be reimbursed for veterinary expenses from your pet insurance plan.
  • Certain pet insurance plans have different types of benefits. Take a close look at what different pet insurance plans include before choosing one.

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An insurance broker is an individual who works as an intermediary between an insurance company and a consumer.
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Buyer's Guarantee
The Buyer’s Guarantee is Pawlicy Advisor’s promise to help you find your ideal pet insurance plan at the best possible price.
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Carrier / Provider
An insurance carrier, sometimes called a provider, is responsible for “carrying” your insurance plan. An insurance carrier is the insurance company that reimburses you for eligible insurance claims.
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