by Pawlicy Advisor
Pet Insurance Terms

What is a Renewal?

In pet insurance, a renewal is the automatic continuation of your policy enrollment. Contracts are usually a year-long, so your pet insurance policy will renew annually. Typically, pet insurance plan renewals are automatic and will continue to renew as long as you’re paying your premiums, haven’t canceled your plan, or broken any agreements within your pet insurance policy. If a pet insurance provider chooses to cancel your policy, they must provide you with at least 90 days’ notice so that you can find alternative coverage for your pet.

How Renewal Works

Depending on your pet insurance policy, a renewal may come with an increased premium cost. Some providers raise the price upon renewal for several reasons, such as inflation, increasing prices in the veterinary industry, the age of your pet, and your pet’s health status.

NOTE: Some providers offer plans with a ”guaranteed renewable”, a feature that guarantees the pet owner’s right to renew their pet’s coverage every year, regardless of their pet’s age or health status.

Key Takeaways

  • Most pet insurance plans have automatic, annual renewals, so long as you’ve kept current with your monthly premium payments and have not violated the policy terms.
  • Your monthly premium may increase when your insurance plan renews based on several factors, including the age and health status of your pet.
  • Pet insurance companies are required to provide 90 days’ notice if they choose not to renew a pet’s policy.

Continue Reading

Review Ratings
Review ratings give you an idea of why other pet insurance users did or did not enjoy working with a particular provider.
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Riders are optional add-ons to pet insurance plans that provide extra coverage for veterinary costs that otherwise would not qualify for reimbursement.
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Routine Care/Wellness Add-Ons
Routine care add-ons provide wellness plan coverage for regular veterinary costs, such as wellness exams or dental cleanings.
Read More.

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