Labrador Retrievers are undeniably America’s favorite dog breed! They have a lovable, easy-going nature that makes them famously social and a fantastic family dog. Their medium to large size, broad heads, friendly eyes, and thick tails are the breed's hallmarks. They were originally bred as duck retrievers in Newfoundland.
Whether your Labrador Retriever is a young puppy or an old senior dog, your furbaby deserves access to any medical care needed to ensure a happy, healthy life.
As the pet insurance marketplace endorsed by veterinarians, we’ll help you compare top pet insurance companies side-by-side and uncover hidden savings for your Labrador Retriever - let’s get started.
As a pure breed, a Labrador Retriever is more likely to suffer from genetic health issues than mixed breed dogs. Can you pay for an unexpected $5,000 veterinary bill out-of-pocket? 4 out of 5 pet parents can’t, and if this sounds like you, pet insurance is a great tool to hedge financial risk and dog health costs. Like renters insurance, it’s something you have but hope not to use - but if an unexpected accident or illness does strike you’ll be reimbursed 70% to 90% of the vet bill (depending on your plan). Getting dog insurance will help ensure that your Labrador Retriever will get the care they need at any stage of their life.
Doing the right thing for your Labrador Retriever should never be restricted by costs, and that’s why having pet insurance coverage reimburse you for your vet bills is often a literal life-saver.
Because pet insurance reimburses you, instead of paying the vet directly, you can use your plan at any veterinary practice in the USA. Whether you take your Labrador Retriever to a animal hospital, emergency vet, or mobile clinic - pet insurance plans can help Labrador Retriever pet owners reduce out-of-pocket costs for unexpected accidents or illnesses.
Your personalized price will be lower or higher depending on the age of your Labrador Retriever, as well as your zip code, your financial standing, and the kind of coverage you need. See below for a sample of prices for different regions:
|Zip Code||Insurance Monthly Cost|
|New York City, NY|
6 Months Old - $54 to $103
5 Years Old - $73 to $125
6 Months Old - $30 to $55
5 Years Old - $40 to $67
|Beverly Hills, CA|
6 Months Old - $51 to $62
5 Years Old - $69 to $75
To better understand how coverage pricing relates to the breed-specific risks of a Labrador Retriever, use Pawlicy Advisor to instantly analyze personalized pet insurance quotes across top-rated providers and uncover hidden savings. In 5 minutes or less you’ll understand which waiting times, coverage exclusions, and therapies are ideal for your dog's breed and age.
For example, if you have a larger breed, having a policy with a long waiting period on knee injuries might not be ideal - but that same policy could be perfect for a small lap dog. Pawlicy Advisor will scan the fine print for you automatically to give you more transparency, and you’ll uncover any hidden savings.
Choosing the right pet insurance company from the start is critically important for both you and your Labrador Retriever. If you choose the wrong provider and go to make a claim, you could find your Labrador Retriever isn't covered when you need it most. That’s why Pawlicy Advisor scans policies for Labrador Retriever-specific exclusions hidden in the fine-print and helps you see which plan would be the best fit for you and your pup.
Pro Tip: While pricing will depend on your dog’s breed, age, location, and more - it’s important to not only look at what your pet insurance policy will cost today, but to understand what it will ultimately cost across the lifespan of your Labrador Retriever. Different policies will have different rates at which your premium may increase, and these vary across providers.
To put it simply, the policy that looks cheaper today might not be the best bang-for-your-buck in the long run. Without Pawlicy Advisor, these fine-print details are too hard to find (let alone compare).
With Pawlicy Advisor, you get a personalized “Coverage Score” and “Lifetime Price Score” for hundreds of policy variations for your Labrador Retriever from top pet health insurance companies, all in one place.
Here’s what makes Pawlicy Advisor’s marketplace the perfect pet insurance comparison tool when shopping to protect your Labrador Retriever:
Rest assured that all quotes you see from Pawlicy Advisor are pulled in real-time. We connect directly with our insurance partners to make sure you get the best price, with no hidden fees.