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Labrador Retriever Pet Insurance

Labrador Retriever Pet Insurance:
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If you’re trying to find the best pet insurance for your Labrador Retriever, we’ll help you analyze top providers based on breed, zip code, and more.

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Let’s Give Your Labrador Retriever A Happy, Healthy Life

Labrador Retrievers are undeniably America’s favorite dog breed! They have a lovable, easy-going nature that makes them famously social and a fantastic family dog. Their medium to large size, broad heads, friendly eyes, and thick tails are the breed’s hallmarks. They were originally bred as duck retrievers in Newfoundland.

Whether your Labrador Retriever is a young puppy or an old senior dog, your furbaby deserves access to any medical care needed to ensure a happy, healthy life.

As the pet insurance marketplace endorsed by veterinarians, we’ll help you compare top pet insurance companies side-by-side and uncover hidden savings for your Labrador Retriever - let’s get started.

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Labrador Retriever

Is pet insurance worth it for a Labrador Retriever?

As a pure breed, a Labrador Retriever is more likely to suffer from genetic health issues than mixed breed dogs. Can you pay for an unexpected $5,000 veterinary bill out-of-pocket? 4 out of 5 pet parents can’t, and if this sounds like you, pet insurance is a great tool to hedge financial risk and doghealth costs. Like renters insurance, it’s something you have but hope not to use - but if an unexpected accident or illness does strike you’ll be reimbursed 70% to 90% of the vet bill (depending on your plan). Getting dog insurance will help ensure that your Labrador Retriever will get the care they need at any stage of their life.

Doing the right thing for your Labrador Retriever should never be restricted by costs, and that’s why having pet insurance coverage reimburse you for your vet bills is often a literal life-saver.

All US veterinary clinics & animal hospitals accept pet insurance

Because pet insurance reimburses you, instead of paying the vet directly, you can use your plan at any veterinary practice in the USA. Whether you take your Labrador Retriever to a animal hospital, emergency vet, or mobile clinic - pet insurance plans can help Labrador Retriever pet owners reduce out-of-pocket costs for unexpected accidents or illnesses.

Common dog health issues your Labrador Retriever might face:

A vet helping Labrador Retriever owners keep their pet healthy and happy
tricuspid valve dysplasia

Laryngeal Disease (laryngeal paralysis)


Cushing’s disease

portosystemic shunt

elbow dysplasia

osteochondritis dissecans

Kneecap Dislocation (patellar luxation)


exercise- induced collapse

idiopathic epilepsy

Cataracts (Cataracts)

progressive retinal atrophy

Retinal dysplasia (Retinal dysplasia)

How much is pet insurance for a Labrador Retriever puppy?

Your personalized price will be lower or higher depending on the age of your Labrador Retriever, as well as your zip code, your financial standing, and the kind of coverage you need. See below for a sample of prices for different regions:

* The average monthly costs listed below are based on an 80% reimbursement rate, unlimited coverage, and a $500 deductible. prices may be lower or higher for different coverage options.
Zip CodeInsurance Monthly Cost
New York City, NY
6 Months Old - $54 to $103
5 Years Old - $73 to $125
Thomasville, AL
6 Months Old - $30 to $55
5 Years Old - $40 to $67
Beverly Hills, CA
6 Months Old - $51 to $62
5 Years Old - $69 to $75

To better understand how coverage pricing relates to the breed-specific risks of a Labrador Retriever, use Pawlicy Advisor to instantly analyze personalized pet insurance quotes across top-rated providers and uncover hidden savings. In 5 minutes or less you’ll understand which waiting times, coverage exclusions, and therapies are ideal for your dog's breed and age.

For example, if you have a larger breed, having a policy with a long waiting period on knee injuries might not be ideal - but that same policy could be perfect for a small lap dog. Pawlicy Advisor will scan the fine print for you automatically to give you more transparency, and you’ll uncover any hidden savings.

See personalized quotes from top Labrador Retriever insurance providers, all in one place.

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Comparing Labrador Retriever Pet Insurance Quotes From Top Dog Insurance Companies

Choosing the right pet insurance company from the start is critically important for both you and your Labrador Retriever. If you choose the wrong provider and go to make a claim, you could find your Labrador Retriever isn't covered when you need it most. That’s why Pawlicy Advisor scans policies for Labrador Retriever-specific exclusions hidden in the fine-print and helps you see which plan would be the best fit for your and your pup.

Here’s some of the best pet insurance options for your Labrador Retriever:

Pet Age
ASPCA Pet Health Insurance Logo
4.5 | 1812 Reviews
Minimum to enroll
8 weeks
Expiration date
270 days
Average wait time
9 days

Pets Best Pet Insurance Logo
4.5 | 967 Reviews
Minimum to enroll
7 weeks
Expiration date
180 days
Average wait time
7 days

Petplan Pet Insurance Logo
4 | 405 Reviews
Minimum to enroll
6 weeks
Expiration date
90 days
Average wait time
6 days

Hartville Pet Health Insurance Logo
4.5 | 145 Reviews
Minimum to enroll
8 weeks
Expiration date
270 days
Average wait time
9 days

PetFirst Pet Insurance Logo
4 | 375 Reviews
Minimum to enroll
0 weeks
Expiration date
90 days
Average wait time
12 days

Pro Tip: While pricing will depend on your dog’s breed, age, location, and more - it’s important to not only look at what your pet insurance policy will cost today, but to understand what it will ultimately cost across the lifespan of your Labrador Retriever. Different policies will have different rates at which you premium may increase, and these vary across providers.

To put it simply, the policy that looks cheaper today might not be the best bang-for-your-buck in the long run. Without Pawlicy Advisor, these fine-print details are too hard to find (let alone compare).

With Pawlicy Advisor, you get a personalized “Coverage Score” and “Lifetime Price Score” for hundreds of policy variations for your Labrador Retriever from top pet health insurance companies, all in one place.

Here’s what makes Pawlicy Advisor’s marketplace the perfect pet insurance comparison tool when shopping to protect your Labrador Retriever:

  • Coverage Score: This score is calculated by comparing the kinds of coverage offered with other insurance offerings.
  • Lifetime Price Score: Insurance companies all charge a different amount to insure your Labrador Retriever each year. We crunch the numbers to figure out how much we expect each plan to cost over your dog’s lifetime.

Rest assured that all quotes you see from Pawlicy Advisor are pulled in real-time. We connect directly with our insurance partners to make sure you get the best price, with no hidden fees.

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