by Pawlicy Advisor
Pet Insurance Terms

What is a Referral?

A referral occurs when your veterinarian realizes that they cannot provide the required level of care for your pet’s condition due to a lack of necessary equipment or the need for more specialized expertise. Often, a veterinary referral comes in the form of a referral to a specialist, who can take a closer, more in-depth look at your pet for specific health issues.

How Referrals Works

Typically, your veterinarian will reach out to the specialist and provide them with background information on your pet, any x-rays, case notes, and tests performed so that your specialist is up to date on your pet’s health.

While specialists can be expensive, pet insurance can reimburse you for these unexpected costs.

Key Takeaways

  • A referral happens when your veterinarian refers you to another veterinarian, usually a specialist, to have more in-depth tests run on your pet.
  • Specialists can be more costly to visit, but pet insurance can give you peace of mind knowing that your pet can see whoever they need to receive top-notch care so that they can have the best quality of life possible.

Related Terms

Reimbursement Rate
Your reimbursement rate is the percentage of covered veterinary expenses that your pet insurance company will pay you for.
Read More.
In pet insurance, a renewal is the automatic continuation of your policy enrollment.
Read More.
Review Ratings
Review ratings give you an idea of why other pet insurance users did or did not enjoy working with a particular provider.
Read More.

See related articles

Dog covered from bad weather under Pawlicy umbrella
14 minute read

How Does Pet Insurance Work & What Does It Cover

Puppy Dalmation at a veterinary checkup.
16 minute read

Is Pet Insurance Worth It in 2022? Here’s A Vet’s Perspective

pet insurance comparison showcase
18 minute read

How To Compare & Find The Right Pet Insurance

pug with pre-existing condition wrapped in a blanket
7 minute read

Pet Insurance Options for Pre-Existing Conditions

Girl holding dog

Compare Top Pet Insurance Companies

A family with pets that are insured by Pawlicy Advisor
Pawlicy Advisor is the leading independent marketplace for finding the best coverage for your pet at the lowest rate.
Join 2,438,795+ insured dogs and cats across the US.
Get a Quote
Our pet insurance partners
Pets Best Pet Insurance Logo
ASPCA Pet Health Insurance Logo
Figo Pet Insurance Logo
Petplan Pet Insurance Logo
MetLife Pet Insurance Logo
Hartville Pet Insurance Logo