by Pawlicy Advisor
Pet Insurance Terms

What is a Referral?

A referral occurs when your veterinarian realizes that they cannot provide the required level of care for your pet’s condition due to a lack of necessary equipment or the need for more specialized expertise. Often, a veterinary referral comes in the form of a referral to a specialist, who can take a closer, more in-depth look at your pet for specific health issues.

How Referrals Works

Typically, your veterinarian will reach out to the specialist and provide them with background information on your pet, any x-rays, case notes, and tests performed so that your specialist is up to date on your pet’s health.

While specialists can be expensive, pet insurance can reimburse you for these unexpected costs.

Key Takeaways

  • A referral happens when your veterinarian refers you to another veterinarian, usually a specialist, to have more in-depth tests run on your pet.
  • Specialists can be more costly to visit, but pet insurance can give you peace of mind knowing that your pet can see whoever they need to receive top-notch care so that they can have the best quality of life possible.

Continue Reading

Reimbursement Rate
Your reimbursement rate is the percentage of covered veterinary expenses that your pet insurance company will pay you for.
Read More.
In pet insurance, a renewal is the automatic continuation of your policy enrollment.
Read More.
Review Ratings
Review ratings give you an idea of why other pet insurance users did or did not enjoy working with a particular provider.
Read More.

See related articles

This pet insurance comparison guide will help you understand the types of pet insurance available, find out what each plan covers, discover top providers, and find the best coverage and price options across the web.

17 minute read

How To Compare Pet Insurance Plans

What is pet insurance? What does pet insurance cover? How much does pet insurance cost? This in-depth guide helps pet parents answer these questions and more.

18 minute read

How Does Pet Insurance Work & What Does It Cover

Is pet insurance is worth it - for you? Dr. Hodges, DVM, details EVERYTHING pet parents should consider in making the decision to enroll in coverage. This is a "must-read".

15 minute read

Is Pet Insurance Worth It in 2023? Here’s A Vet’s Perspective

If your pet has a pre-existing condition, don’t panic just yet. You can still get pet insurance coverage, and you likely have other options to save on your vet bills, too.

7 minute read

Pet Insurance Options for Pre-Existing Conditions

Girl holding dog

Compare Top Pet Insurance Companies

A family with pets that are insured by Pawlicy Advisor
Pawlicy Advisor is the leading independent marketplace for finding the best coverage for your pet at the lowest rate.
Join 2,438,795+ insured dogs and cats across the US.
Get a Quote
Our pet insurance partners
ASPCA Pet Health Insurance Logo
Pets Best Pet Insurance Logo
Embrace Pet Insurance Logo
MetLife Pet Insurance Logo
Figo Pet Insurance Logo
Prudent Pet Insurance Logo