The Munchkin Cat, otherwise known as the Sausage Cat, is a newer cat breed characterized by its very short legs. Most consider them the original dwarf cat breed. Despite their short stature, they have no problem keeping up with their longer-legged counterparts. They are said to be “magpies” and may steal anything eyecatching and shiny from you.
Whether your Munchkin is a young kitten or an old senior cat, your furbaby deserves access to any medical care needed to ensure a happy, healthy life.
As the pet insurance marketplace endorsed by veterinarians, we’ll help you compare top pet insurance companies side-by-side and uncover hidden savings for your Munchkin - let’s get started.
As a pure breed, a Munchkin is more likely to suffer from genetic health issues than mixed breed cats. Can you pay for an unexpected $5,000 veterinary bill out-of-pocket? 4 out of 5 pet parents can’t, and if this sounds like you, pet insurance is a great tool to hedge financial risk and cat health costs. Like renters insurance, it’s something you have but hope not to use - but if an unexpected accident or illness does strike you’ll be reimbursed 70% to 90% of the vet bill (depending on your plan). Getting cat insurance will help ensure that your Munchkin will get the care they need at any stage of their life.
Doing the right thing for your Munchkin should never be restricted by costs, and that’s why having pet insurance coverage reimburse you for your vet bills is often a literal life-saver.
Because pet insurance reimburses you, instead of paying the vet directly, you can use your plan at any veterinary practice in the USA. Whether you take your Munchkin to a animal hospital, emergency vet, or mobile clinic - pet insurance plans can help Munchkin pet owners reduce out-of-pocket costs for unexpected accidents or illnesses.
Your personalized price will be lower or higher depending on the age of your Munchkin, as well as your zip code, your financial standing, and the kind of coverage you need. See below for a sample of prices for different regions:
|Zip Code||Insurance Monthly Cost|
|New York City, NY|
6 Months Old - $23 to $48
5 Years Old - $29 to $56
6 Months Old - $13 to $23
5 Years Old - $16 to $27
|Beverly Hills, CA|
6 Months Old - $23 to $34
5 Years Old - $29 to $40
To better understand how coverage pricing relates to the breed-specific risks of a Munchkin, use Pawlicy Advisor to instantly analyze personalized pet insurance quotes across top-rated providers and uncover hidden savings. In 5 minutes or less you’ll understand which waiting times, coverage exclusions, and therapies are ideal for your cat's breed and age.
Choosing the right pet insurance company from the start is critically important for both you and your Munchkin. If you choose the wrong provider and go to make a claim, you could find your Munchkin isn't covered when you need it most. That’s why Pawlicy Advisor scans policies for Munchkin-specific exclusions hidden in the fine-print and helps you see which plan would be the best fit for you and your kitty.
Pro Tip: While pricing will depend on your cat’s breed, age, location, and more - it’s important to not only look at what your pet insurance policy will cost today, but to understand what it will ultimately cost across the lifespan of your Munchkin. Different policies will have different rates at which your premium may increase, and these vary across providers.
To put it simply, the policy that looks cheaper today might not be the best bang-for-your-buck in the long run. Without Pawlicy Advisor, these fine-print details are too hard to find (let alone compare).
With Pawlicy Advisor, you get a personalized “Coverage Score” and “Lifetime Price Score” for hundreds of policy variations for your Munchkin from top pet health insurance companies, all in one place.
Here’s what makes Pawlicy Advisor’s marketplace the perfect pet insurance comparison tool when shopping to protect your Munchkin:
Rest assured that all quotes you see from Pawlicy Advisor are pulled in real-time. We connect directly with our insurance partners to make sure you get the best price, with no hidden fees.