Pet insurance (i.e. accident & illness coverage) pays you back up to 90% of any unexpected vet bill, based on your reimbursement level. So if your dog or cat gets injured or sick after your coverage has kicked in, you’ll be reimbursed for veterinary care including surgery, prescription medication, and even cancer treatment. As a pet parent, this could save you thousands in veterinary expenses.
Unlike human health insurance, your pet insurance company will pay you instead of your veterinarian. This means your accident & illness plan will work at any licensed vet clinic or animal hospital.
No pet insurance plan will cover any pre-existing condition, so it’s important to enroll in coverage before any conditions arise. This is especially important for breeds that tend to suffer from hereditary conditions like hip dysplasia. If you have a puppy or kitten - compare pet insurance options before it’s too late!
Note: People often confuse wellness plans with pet health insurance. They are not the same! A wellness plan will reimburse you a set amount for preventive care like vaccines, annual checkups, and other routine care items. Pet insurance, on the other hand, protects against the financial burden of new injuries, new illnesses, and emergency care.