Which Pet Insurance Is Right For Me?
It depends on your pet’s breed, age, location, your financial standing, and the kind of coverage you need. To better understand how the chart above relates to your unique pet’s breed-specific risks, use Pawlicy Advisor to instantly analyze Hartville, Embrace, and other top providers. In 5 minutes or less you’ll understand which waiting times, coverage exclusions, and therapies are ideal for your pet’s breed and age.
For example, if you have a larger breed, having a policy with a long waiting period on knee injuries might not be ideal - but that same policy could be perfect for a small lap dog. Pawlicy Advisor will scan the fine print for you automatically to give you more transparency, and you’ll uncover any hidden savings.
Compare Hartville vs. Embrace Pet Insurance Prices
Pricing will also depend on your cat or dog’s breed, age, location - however, it’s important to not only look at what your pet insurance policy will cost today, but to understand what it will ultimately cost across the lifespan of your pet. Different policies will have different rates at which your premium may increase.
To put it simply, the policy that looks cheaper today might not be cheaper in the long run. This information is hard to find without Pawlicy Advisor.
With Pawlicy Advisor, you get a personalized “Coverage Score” and “Lifetime Price Score” for hundreds of policy variations from top pet health insurance companies:
- Coverage Score: This score is calculated by comparing the kinds of coverage offered by this plan with other insurance offerings
- Lifetime Price Score: Insurance companies all charge a different amount to insure your dog or cat each year. We crunch the numbers to figure out how much we expect each plan to cost over your pet’s lifetime
Rest assured that all quotes you see from Pawlicy Advisor are pulled in real-time. We connect directly with our insurance partners to make sure your get the best price, with no hidden fees.