#1 BEST PET INSURANCE FINDER

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4.9 stars across hundreds of reviews

4.9 stars across hundreds of reviews

Pawlicy Advisor is the best pet insurance finder to help compare pet insurance for dog and cats

Get the best pet insurance for your needs as easy as 1, 2, 3

Step 1 - Cute pet quotes

Easy quotes,

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Step 2 - Cute pet comparison

Easy coverage,

customized matchmaking

Step 3 - Cute pet, easy enroll

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⭐⭐⭐⭐⭐ 4.9 stars

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COMPANY
Customer Ratings
USE AT ANY VET
Deductibles
REIMBURSEMENTS
aspca pet insurance logo

3.8 (6,234)

$100-$1,000
9 Days

3.8

Consumer Rating
$100-$1,000
Deductibles
9 Days
Avg. Reimbursement

ASPCA Policy Overview

ASPCA Pet Health Insurance protects your pet from the unexpected by covering accidents, illnesses, prescription food and medication, exam fees, and dental conditions. 

You have the option to submit claims online or via a mobile app, and you can lower costs by enrolling multiple pets or paying annually. 

ASPCA comes with comprehensive coverage and has a long-standing reputation for animal welfare.

  • Covers testing & treatment for new accidents & illnesses, exam fees, Rx food & meds, dental conditions, and more
  • Does not cover pre-existing conditions
  • Save 10% when you enroll multiple pets; pay annually to save $24 on transaction fees
  • Wellness plan add-on available
  • Enroll pets 8 weeks and older
  • Submit claims online or through a mobile app
Get Quotes

4.1

Consumer Rating

$100-$1,000

Deductibles
10-15 Days
Avg. Reimbursement

Embrace Policy Overview

Embrace gives you broad coverage for your pet’s unexpected medical needs, including illnesses, accidents, exam fees, prescriptions, and dental care. Other than that, you can also customize wellness rewards and coverage for alternative therapies like acupuncture.

  • Covers testing & treatment for new accidents & illnesses, exam fees, Rx meds, dental conditions, and more
  • Does not cover prescription food or pre-existing conditions
  • Save 10% when you enroll more than one pet; military save 5%; save 10% on employee benefit sign-up; pay annually to save $12 on transaction fees
  • Wellness plan add-on available
  • Enroll pets 6 weeks up to 14 years of age
  • Submit claims online, through a mobile app, by mail, or by fax
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figo pet insurance logo

3.9 (2,119)

$100-$1,500
7 Days

3.9

Consumer Rating
$100-$1,500
Deductibles
7 Days
Avg. Reimbursement

Figo Policy Overview

A Figo policy gives you tech-savvy convenience and fast claims. You get coverage for accidents, illnesses, and prescription meds, while you manage everything through a mobile app. 

Figo focuses on digital innovation, making it easier to track care and communicate with veterinarians.

  • Covers testing & treatment for new accidents & illnesses, Rx medications, and more
  • Does not cover exam fees, Rx food, most dental conditions, or pre-existing conditions
  • Save 5% multi-pet; pay annually to save $24 on transaction fees
  • Wellness plan add-on available
  • Enroll pets 8 weeks and older
  • Submit claims through a mobile app, phone, email, by mail, or fax
Get Quotes
hartville pet insurance logo

4.1 (3,352)

$100-$750

2 Days

4.1

Consumer Rating

$100-$750

Deductibles

5 Days

Avg. Reimbursement

Lemonade Policy Overview

Lemonade offers a great plan with strong customer ratings and several advantages over other providers, especially if you already have an Auto or Renter's policy with the carrier and would like a discount for bundling.

With half of claims settled instantly and paid within two days, pets can now get coverage for curable pre-existing conditions after a year, which sets it apart in the marketplace.

  • Covers testing & treatment for new accidents & illnesses, exam fees, Rx food & meds, dental conditions, and more
  • Does not cover pre-existing conditions
  • Save 10% when you enroll multiple pets; pay annually to save $24 on transaction fees
  • Wellness plan add-on available
  • Enroll pets 6 weeks and older
  • Submit claims online or through a mobile app
Get Quotes

4.2

Consumer Rating
$50-$2,500
Deductibles
10 Days
Avg. Reimbursement

MetLife Policy Overview

With MetLife, you can get robust coverage for all life stages with no upper age limits, including exam fees, prescriptions, dental treatment, and wellness care. It also comes with 24/7 virtual vet support and a quick claims process.

  • Covers testing & treatment for new accidents & illnesses, exam fees, Rx food & meds, dental conditions, and more
  • Does not cover pre-existing conditions
  • Save 5% when you enroll a second pet; save 10% with multiple pets; save 10% on animal care for vets and employees, and military
  • Wellness plan add-on available
  • Enroll pets of all ages
  • Submit claims online through a mobile app,
Get Quotes

4.0

Consumer Rating
$50-$1,000
Deductibles

10-30 Days

Avg. Reimbursement

Pets Best Policy Overview

Pets Best is an affordable option with reliable coverage for accidents, illnesses, and routine care. You’re covered for exam fees, prescriptions, and some dental work, and you can manage everything online or through a mobile app. You can enroll pets as young as 7 weeks and save with a multi-pet discount.

  • Covers testing & treatment for new accidents & illnesses, exam fees, Rx meds, dental conditions (with limitations)
  • Does not cover Rx food or pre-existing conditions
  • Save 5% when you enroll multiple pets
  • Wellness plan add-on available
  • Enroll pets 7 weeks and older
  • Submit claims through a mobile app, online, by email, by mail or by fax
Get Quotes

4.9 (1,869)

$100-$1,000
1-3 Days

4.9

Consumer Rating
$100-$1,000
Deductibles
1-3 Days
Avg. Reimbursement

Prudent Pet Policy Overview

Prudent Pet provides coverage for prescription meds and food, dental care, and treatments for accidents and illnesses. You start coverage when your pet turns 8 weeks old, and you enjoy a 10% discount for multiple pets. The wellness add-on helps with routine checkups and vaccines.

  • Covers testing & treatment for new accidents & illnesses, Rx food & meds, dental conditions, and more
  • Does not cover pre-existing conditions
  • Save 10% when you enroll multiple pets
  • Wellness plan add-on available
  • Enroll pets 8 weeks and older
  • Submit claims online, by phone, or by email
Get Quotes

4.7

Consumer Rating
$100-$1,000
Deductibles
7 Days
Avg. Reimbursement

Pumpkin Policy Overview

Pumpkin helps you prepare for the unexpected with coverage that includes everything from accidents and illnesses to dental care, exam fees, and prescription diets. Pumpkin keeps it simple with an annual payment option to cut fees and multiple ways to file claims.

  • Covers testing & treatment for new accidents & illnesses, exam fees, Rx food & meds, dental conditions, and more
  • Does not cover pre-existing conditions
  • Save 10% when you enroll multiple pets; pay annually to save $24 on transaction fees
  • Wellness plan add-on available
  • Submit claims through email, by phone, or by fax
Get Quotes

See More Pet Insurance Company Reviews

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“Fantastic! Easy to use and very informative. I've been struggling for SO LONG to figure out what insurance I wanted for my four legged children, and have been so overwhelmed that I've been pushing it off. I'm so happy that Pawlicy made it so simple to help me keep my pets safe!”

Mals W.

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