by Pawlicy Advisor
Pet Insurance Terms

What is an Agent?

An agent is an individual authorized to act on behalf of someone else or an organization, such as a pet insurance company. Agents may work directly as an employee for the pet insurance company or as an independent agent hired by the insurance company. Many insurance agents work as legal representatives for the insurance company rather than the policyholder and can perform different acts on behalf of the insurance company they’re representing.

How Insurance Agents Work

An example of this could be the ability to bind coverage or be a decision-making authority on behalf of the insurance company. An agent’s ability to perform various tasks and make decisions are subject to both law and their contract with the insurance company.

Pawlicy Advisor’s CEO, Woody Mawhinney, is a licensed P&C insurance agent.

Key Takeaways

  • On behalf of an insurance company, an insurance agent can sell and negotiate insurance policies or other services with customers to help them find the right insurance policy for their pet.
  • Agents may work as employees or as independent hires for the pet insurance company.
  • Many agents have decision-making authority and can act as legal representatives for the insurance company.
  • Agents are a good contact for selecting the ideal pet insurance policy for your pet, along with answering any questions you may have about the policy.

Related Terms

Annual Deductible
An annual deductible is the amount of money you must pay out-of-pocket towards veterinary expenses before you can start getting reimbursed for veterinary costs from your pet insurance plan.
Read More.
Annual Limit
An annual limit is the maximum amount of money your pet insurance provider will reimburse you for within one year and varies dramatically depending on your pet insurance plan.
Read More.
Average Days to Reimburse
The average number of days to reimburse is how long it typically takes for your pet insurance plan provider to reimburse you for any eligible claims made.
Read More.

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