Is Pumpkin Pet Insurance worth it?

"In our Pumpkin Pet Insurance review, we found several distinct benefits that are unique to this provider. For instance, Pumpkin provides microchip coverage without the addition of a wellness plan. Plans are available to ALL dogs and cats at least eight weeks old, regardless of their breed or age. Policies in 49 states have a 14-day waiting period for all accidents and illnesses, even including orthopedic conditions like hip dysplasia and knee injuries, which usually have a six-month waiting period with other pet insurance companies.

Therefore, Pumpkin might be especially attractive to owners whose pets are prone to such genetic issues, like Labrador Retrievers and German Shepherds. Pumpkin is also a great option for senior pets because there is no maximum age limit for enrollment commonly found elsewhere.

Finally, Pumpkin's preventive plan makes it easy to promote pets' well-being by breaking up the cost of routine vet visits into smaller, more affordable monthly payments. Regular screenings give vets the opportunity to detect potentially life-threatening diseases early on, before they become too severe or expensive to treat. Most pet wellness plans reimburse preventive care costs up to a certain limit as defined by a benefit schedule, but Pumpkin is great because it pays for the entire cost of the covered service."