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How much does Fetch pet insurance cost in 2026?

View your free Pawlicy comparison, comparing personalized quotes from Fetch and other top companies all in one place.

By: Pawlicy Advisor

Updated: May 1, 2026

Fetch pet insurance prices for dogs and cats by breed 

Young
Adult
Senior
Pet Age
Golden Retriever

Dogs

Domestic Shorthair Cat

Cats

$37.87 - $64.84

$26.63 - $42.81

$43.34 - $80.79

$32.00 - $58.60

$37.49 - $72.31

$29.34 - $72.31

*The Fetch pet insurance price ranges above are a general representation based on a subset of customers shopping within the Pawlicy Advisor marketplace and will vary by breed, location, and coverage level. Read more about our methodology below.

Fetch pet insurance prices by state 

State
Average Month Premium
Average Monthly Premium Range

$46.96

$34.64 - $60.50

$41.34

$31.85 - $57.19

$59.78

$38.54 - $74.27

*The Fetch pet insurance prices above are a general representation based on a subset of customers shopping within the Pawlicy Advisor marketplace and will vary by breed, location, and coverage level. Read more about our methodology below.

Average costs for Fetch pet insurance (Updated 2026)

We see U.S. pet owners enrolling in Fetch pet insurance pay an average of $52.21 per month for dogs, and an average of $37.15 per month for cats. These costs are based on real customers who used Pawlicy Advisor’s marketplace to compare and get the right coverage for their unique pet. 


At Pawlicy Advisor, we use real customer data across thousands of pet owners shopping on Pawlicy.com to make the cost of pet insurance easier to understand. Unlike most sites, we use the “median” to calculate our pricing averages, as the median is less skewed by outliers, so it presents a more accurate representation of what to expect. 

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How do Fetch Pet Insurance Prices Compare to Other Top Companies? 

Fetch’s averages seen on Pawlicy Advisor of $52.21 per month for dogs is less than the national average of $62.44 reported by Pawlicy Advisor’s average cost of pet insurance data. And $37.15 per month for cats is more than the national average of $32.21 reported by Pawlicy.


The best way to truly understand how prices compare is to see your own personalized quotes from top companies side by side (and Pawlicy Advisor makes it easy). 

Pet Owners Researching Fetch Pricing Also Check Pricing Across These Companies

ASPCA Pet Insurance prices

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What factors impact Fetch pet insurance prices?

Are there discounts for Fetch pet insurance? 

Here’s a look at multi-pet (insuring more than one pet), military, and veterinary industry discounts: 

Multi-pet discount:

0%

Military discount:

10%, NOT available in FL, HI, TN

Veterinary Staff and Veterinary Student Discounts:

10%

Frequently asked questions

Need help?


Talk to a licensed expert today!

(866) 729-5429

[email protected]

Methodology

The prices represented on this page are from Pawlicy Advisor customers who purchased pet insurance on Pawlicy.com within the last 6 months.

At Pawlicy Advisor, we calculate average cost reports by using the median of all the policies sold through pawlicy.com. Most other companies use the mean to calculate the average, however, this method can be heavily skewed by single values that are much higher or lower than the rest of the values. That's why the median is a better measure for cases where a small number of outliers could drastically skew the average - as is the case with pet insurance premiums.

By calculating the average based on the median, rather than the mean, we can present you with a more true reflection of the premiums you can expect.

In instances where we present a cost range instead of a single value, we show the values for the 25th percentile and the 75th percentile.

Learn more about our methodology.

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